Insurance Blog

It depends upon what auto insurance coverages are available to your daughter to determine who would take care of her medical bills. If she has her own Michigan auto insurance policy than as part of the basic no-fault minimum state requirements than her own Personal Injury Pr…
pubDate:Tue, 05 Jan 2010 02:15:00 -0800
Original Link:My 18 yr old daughter was a passenger in boyfriend’s parent’s car and they were in car accident. She has no health insurance so who pays for her medical bills? We live in Michigan.
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Vandalism and glass breakage are both damages that are covered under your physical damage Comprehensive coverage. In New York under Comprehensive coverage, your insurer pays you, without regard to fault, for damage to your car from all causes, other than collision, such as th…
pubDate:Mon, 04 Jan 2010 09:56:00 -0800
Original Link:My windshield was broken in an act of vandalism. Do I have to pay my deductible in New York?
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Ifyour sondoes not own a car and does not live in a household where there is a vehicle and thus an insurance policy he could be put on than he would not normally need his own insurance policy just to have a driver’s license.However any car he drives he needs to make sure the …
pubDate:Mon, 04 Jan 2010 09:56:00 -0800
Original Link:My son just turned 18 and wants to get his driver’s license. Will he have to pay for insurance in Washington State, even though he doesn’t have a car?
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Yes, in California if your financing documents for a vehicle state that the lien holder requires you to keep certain insurance coverages on the vehicle, and you fail to do so than it will normally also state that they will place insurance on the vehicle to cover it and charge …
pubDate:Mon, 04 Jan 2010 09:55:00 -0800
Original Link:In California when you finance a car and you let your insurance lapse does the lien holder then have the right to add insurance and there by increase your monthly payment?
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Yes, you shouldinform your auto insurance company about your marriage , your spouse and your new address if you have moved since getting married. Most insurance companies’ polices require the policy holder to notify them of any licensed driver in your household. Soyou need t…
pubDate:Sun, 03 Jan 2010 21:49:00 -0800
Original Link:Am I required to notify my insurance company that I got married if my car is fully insured under my name? In the state of NY.
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Wisconsin’s auto insurance laws can be a bit confusing and especially now that they have created more laws and amended older ones. Wisconsin has had a financial responsibility (FR) law in place that applied to any motorist licensed to driven in WI. This FR law was intended to ma…
pubDate:Thu, 31 Dec 2009 23:15:00 -0800
Original Link:Is it true that by the first of the month in 2010, ALL vehicles operated in Wisconsin have to be covered by auto insurance? If not, they will face a fine? Also, how many insurance companies are there in Wisconsin? Are their rates pretty comparable? Thanks.
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You should contact the court and possibly also the Virginia Department of Motor Vehicles (DMV) to determine what exact penalties you could receive if convicted of the offense you were cited for as part of the accident. What we can tell you is what the VA DMV says about drive…
pubDate:Thu, 31 Dec 2009 23:15:00 -0800
Original Link:I Have a Virginia Provisional Drivers License and I am 16 years old. I recently got into an accident that was not my fault but the cop said it was and gave me a summons on an unsafe lane change ticket which is a reckless driving offense in VA. Will I lose my license if the judge says it is my fault or can he just say that I need to go to a driver improvement class?
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Yes, it is normal that if your car has a branded title, salvage or rebuilt, that it is worth quite a bit less than the same car with a clean title. So if your car is totaled out and has a salvaged title than you would get less money in a settlementthan if your hada car with cl…
pubDate:Thu, 31 Dec 2009 23:14:00 -0800
Original Link:Is it customary to include a large deduction in claim payout if the car was salvaged before we purchased it? Our insurance said our vehicle was worth $8,800 but will only pay out $6,100 because of a $2,700 deduction for being a salvaged vehicle. Is this right?
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If you fail to comply with the red light ticket you received in California than it is likely that Florida will take action against your driver’s license. Typically the state of FL will suspend a person’s license who has ignored an out of state moving violation citation. The Fl…
pubDate:Thu, 31 Dec 2009 23:14:00 -0800
Original Link:I received a red light traffic ticket in California. I live in Florida. If I ignore the ticket, will Florida revoke my drivers license? If I pay the ticket, will points be added to my driving record? If so, how long will the points be on my Florida record?
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While many lease contracts may require GAP insurance it is not required by state law and instead is an optional coverage. States do have various laws regarding GAP insurance so you can check with your state to see if Gap insurance is mandated to be covered in any specific situ…
pubDate:Thu, 31 Dec 2009 23:14:00 -0800
Original Link:Is Gap insurance required by law?
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